Americor - 2026 Review
Discover trusted providers to combine multiple debts into one. Checking your options has no impact on your credit score.
By Lynette Khalfani-Cox - The Money Coach
15,000+ Trustpilot reviews · 90%+ five-star
Our Rating Breakdown
Free consultation · No upfront fees
Americor at a Glance
Americor is a debt relief company headquartered in Irvine, California that assists consumers through debt settlement and debt consolidation.
The company was founded in 2008 and has been accredited by the Better Business Bureau (BBB) since 2015, holding an A+ rating — demonstrating its commitment to both ethical business practices and client satisfaction. It also has over 15,000 reviews on Trustpilot, with more than 90% of them 5-star reviews.
Having helped over 500,000 clients resolve more than $4 billion in debt, Americor has positioned itself as a proven leader in the debt relief industry.
Americor Pros & Cons
What we like
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Accredited by the Better Business Bureau (BBB) with an A+ rating
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Offers a variety of personalized debt relief services
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Doesn't charge any upfront fees
Keep in mind
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Not available in all states: services are not offered in Colorado, Oregon, or West Virginia
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Variable fees: performance fees vary by state and are based on total enrolled debt rather than the negotiated amount
Services
Americor offers personalized debt relief services including debt consolidation and debt settlement to consumers with unsecured debts including: credit cards, personal loans, medical bills, and certain types of student loans.
The company offers prospective clients a free initial consultation and provides a customized savings estimate showing how much money they could save, along with how quickly they can pay off all of the debts they enroll into their program (typically 24–48 months, with the average being 35 months).
Americor's services allow clients to consolidate multiple debts into one affordable monthly payment, reduce the debt they owe (typically by 45% to 50%), avoid bankruptcy, and pay no performance fees unless Americor settles their debts.
Clients also get access to a private community of Americor clients who are also on their journey to become debt-free for additional support.
See how much you could save with a free consultation
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Requirements
- Be of legal age
- Live in one of the states where the company's services are available
- Have a minimum debt of at least $10,000
Privacy & Security
Americor takes client privacy seriously and uses numerous security safeguards and safety measures when it comes to your data and finances.
The company is also transparent about the data it collects. Its privacy policy page, which applies solely to consumer information, outlines exactly what type of data Americor collects and why, along with how you can opt out of some of the data collection.
How to Apply
Americor makes it easy to set up a free initial consultation — call toll-free to speak with a Financial Consultant.
You can also go to their website and fill out a brief online form about your financial situation, and one of their Financial Consultant will reach out by phone or email to set up a time for your free consultation.
Our Verdict
Americor is a legitimate option for those seeking debt relief through debt consolidation or debt settlement. With an A+ rating from the BBB and a demonstrable track record of reducing clients' debts, Americor is well-equipped to help individuals and families get out of debt.
However, potential clients should ensure that Americor's services are available in their state.
For those who qualify and are looking for flexible options to reduce their debt burden, Americor presents a proven financial solution.